The Medicare Open Enrollment Period is Here
What can I do during the Open Enrollment Period? Some of the options that you can take during this seven-week window include the ability to: Change your Medicare coverage to a different plan Enroll in additional plans such as Medicare Part D Change your coverage from...
Medicare Supplemental Plans
Here’s some of the key features and differences of each Medigap Plan: Plan A Medigap Part A 100% covers the following: Part A coinsurance and hospice Hospital costs Part B Copays/coinsurance First 3 pints of blood Plan B Part B provides 100% coverage for: Part A...
Cyber Liability and Data Breach Protection
This is why an increasing number of companies are seeking cyber liability insurance. Look at your insurance policies to ensure they provide protection from current risks. What Is a Data Breach? Cyber liability insurance, sometimes called data breach insurance,...
Commercial Auto Insurance
What businesses need Commercial Auto Insurance? Any business that owns and uses commercial vehicles needs commercial auto insurance. Whether you own one commercial vehicle or a fleet, coverage is essential. Note that this kind of insurance does not cover vehicles used...
What are Out-of-Pocket Health Insurance Expenses?
When comparing health insurance policies, one of the terms you will come across is “out-of-pocket expenses.” What are these? What does this mean and how does it impact what you will pay for the insurance plan? Sometimes, out-of-pocket expenses are called cost sharing....
Moving? Here’s what to do with your Homeowner’s Insurance.
Step 1: Get a new homeowner’s insurance policy To prevent any lapses of not having homeowner’s insurance coverage, it is highly recommended to have your new policy in motion before you cancel your old policy. In order to find the best coverage for your property, your...
Life Insurance: Frequently Asked Questions
What is life insurance? Life insurance is a contract between an insurer and a policyholder in which the insurer gives the policyholder a certain quantity of money to an assigned beneficiary upon the death of the insured person. While the policyholder is alive, they...
Why Your Child Should Have a Life Insurance Policy
Having a child means you go over and beyond to protect them. Whether they lose a tooth or they are having difficulty in college, as a parent, you will always be there for them. So, when it comes to preparing for their future, why not purchase their life insurance at a...
Life Insurance: The Basics
Permanent Life, Term Life, and other Types of Life Insurance A variety of life insurance plans are available for you to choose from. Some of the most notable types and terms include: Permanent Life: Remains effective until the policyholder dies, surrenders the policy,...
Medicare Supplemental Insurance
What Additional Coverage does Medigap Provide? A Medigap policy generally provides coverage to cover any gaps among Medicare Part A and Medicare Part B Plans. Some additional coverage provided includes: Coinsurance Deductibles Copayments Healthcare outside the U.S....