This Privacy Policy explains how I & E Insurance Agency & Financial Services (“I & E,” “we,” “us,” or “our”) collects, uses, and shares information when you visit or use our website https://getinsurancequotetoday.com/ (the “Site”), contact us, request a quote, or purchase products or services.
We are an independent insurance agency serving New Jersey, with offices at:
2900 NJ-88, Point Pleasant, NJ 08742
Email: ineagency@gmail.com
Phone: (732) 295-5584
1) Who we are and what this policy covers
This policy applies to information collected through the Site and related communications (for example, email, phone, and forms on the Site). It does not cover websites or services that you access through third-party links (such as insurance carriers, payment providers, or social platforms). Those third parties have their own privacy policies.
2) Personal information we collect
We collect information in a few categories:
A) Information you provide to us
When you fill out a form, request a quote, or contact us, we may collect:
- Name (first and last name)
- Email address
- Phone number
- Mailing address (if you provide it)
- Insurance details you choose to share (for example, the type of insurance you want, basic details needed for a quote)
- Retirement planning / annuity details you choose to share (for example, general goals or information needed to discuss options)
- Messages and attachments you send us (for example, questions, documents, or notes)
Important: The exact information depends on what you request. You can choose what to share, but some details may be needed for quotes or service.
B) Information we collect automatically (online identifiers)
When you use the Site, we may automatically collect:
- IP address
- Device and browser information (device type, operating system, browser type)
- Approximate location (based on IP, not precise GPS)
- Pages viewed and actions taken (for example, which pages you visited, clicks, form interactions)
- Cookie and similar tracking identifiers (see the Cookies section below)
C) Information from third parties
Depending on how you interact with us, we may receive information from:
- Advertising platforms (such as Meta) that provide reporting about ad performance and Site activity
- Analytics providers (such as Google Analytics) that help us understand Site usage
- Service providers that help operate the Site (for example, website support or hosting)
- Insurance carriers or partners involved in quoting or servicing your request (where applicable)
3) How we collect information
We collect information through:
- Contact and quote forms on our Site (for example, “Need New Insurance,” “Currently Insured,” “Contact Us”)
- Cookies and similar technologies on your browser or device
- Meta Pixel and Meta Conversions API (for advertising measurement and retargeting)
- Google Analytics (for Site analytics)
- Email, phone, and customer support communications
- Purchases or transactions if you buy products or services through the Site (details depend on the checkout process and providers used)
4) Why we use your information
We use your information to:
- Provide services and respond to requests (quotes, questions, customer support)
- Process orders or transactions (when applicable)
- Communicate with you about your request, updates, or service information
- Improve our Site and services (understand what content is helpful, fix issues)
- Marketing and advertising (show ads, measure performance, retarget visitors who showed interest)
- Security and fraud prevention (protect the Site, detect suspicious activity)
- Legal and compliance reasons (meet applicable requirements, respond to lawful requests)
5) Cookies and tracking technologies
What cookies are
Cookies are small files stored on your device that help websites work and remember information. We may also use similar technologies like pixels and device identifiers.
How we use cookies and tracking
We use cookies and tracking tools to:
- Make the Site work properly
- Understand how visitors use the Site (analytics)
- Measure ad performance
- Support retargeting and ad personalization (where available and permitted)
Types of cookies we may use
- Essential cookies: needed for the Site to function
- Analytics cookies: help us understand traffic and usage (for example, Google Analytics)
- Advertising cookies: help deliver and measure ads (for example, Meta Pixel)
How to manage or disable cookies
You can control cookies in several ways:
- Browser settings: you can block or delete cookies in your browser (Chrome, Safari, Edge, etc.)
- Device controls: some devices allow limits on ad tracking
- Meta Ad Preferences: you can manage how Meta shows you ads (see Advertising section below)
If you disable cookies, some parts of the Site may not work as expected.
6) Advertising and Meta-specific disclosure (Meta Pixel + Conversions API)
We use Meta Pixel and Meta Conversions API (CAPI) to help us:
- Understand how people interact with our Site after seeing our ads
- Measure and improve ad performance
- Build audiences for retargeting (for example, showing ads to people who visited certain pages)
- Support ad delivery and personalization where available
What data may be shared with Meta
When these tools are active, certain information may be shared with Meta (Facebook/Instagram). This can include:
- Online identifiers (such as cookie IDs and device identifiers)
- IP address and limited device/browser info
- Events on our Site (for example, page views, form opens, form submissions)
Meta uses this data for purposes such as measurement, analytics, ad delivery, personalization, and retargeting, in line with Meta’s own terms and policies.
How to opt out or manage Meta ads
You can reduce or control Meta-related advertising in these ways:
- Adjust your cookie settings in your browser (block/delete cookies)
- Use browser privacy controls or extensions that limit tracking
- Visit Meta Ad Preferences in your Facebook/Instagram settings to manage ad personalization
7) Google Analytics
We use Google Analytics to understand how visitors use our Site. Google Analytics may collect information like pages visited, time on site, and device/browser details. You can learn about Google’s controls and opt-out options through Google’s privacy settings and browser tools.
8) When we share information and who we share it with
We may share information in the following situations:
A) Service providers
We may share information with vendors who help us run our business, such as:
- Website and technical support providers (for example, our Site is powered by Wired Brains, LLC)
- Analytics providers (for example, Google Analytics)
- Advertising partners (for example, Meta)
These providers are allowed to use your information only to perform services for us.
B) Insurance-related recipients
If you request a quote or coverage help, we may share relevant information with:
- Insurance carriers
- Underwriting partners
- Other service partners involved in quoting or servicing your request
C) Payment and transaction partners
If you purchase something through the Site, payment details are typically handled by a third-party payment provider. We may share necessary information with:
- Payment processors: [PAYMENT PROCESSOR(S)]
- Transaction and fraud-prevention providers: [LIST]
D) Legal and safety reasons
We may share information if required to:
- Comply with law or legal process
- Protect our rights, safety, and property
- Prevent fraud or security threats
E) Business changes
If our business changes ownership (for example, merger or sale), information may be transferred as part of that process.
9) Data retention
We keep personal information only as long as needed for:
- The purposes described in this policy (quotes, service, support, operations)
- Legal, accounting, or reporting needs
- Resolving disputes and enforcing agreements
Retention time can vary depending on the type of information and why we collected it.
10) Security
We use reasonable administrative, technical, and physical safeguards designed to protect your information. No method of transmission or storage is 100% secure, so we cannot guarantee absolute security.
11) Your choices and privacy rights
A) Marketing preferences and opt-out (friendly and simple)
You are in control of marketing messages:
- Email: you can unsubscribe using the link in our emails (when provided), or email us at ineagency@gmail.com
- Phone/SMS: tell us you want to stop, and we will honor reasonable requests (message and data rates may apply if SMS is used)
- Ads: adjust ad settings on platforms like Meta, and manage cookies in your browser
B) Access, correction, and deletion
Depending on where you live and applicable laws, you may request to:
- Access the personal information we have about you
- Correct inaccurate information
- Delete certain information
- Object to or limit certain processing (including some marketing uses)
To make a request, contact us using the details in the Contact section. We may need to verify your identity before completing your request.
C) “Do Not Sell or Share” (targeted advertising)
Some privacy laws use the terms “sell” or “share” to describe certain types of targeted advertising data use. We do not “sell” personal information for money in the traditional sense. However, our use of advertising tools (like Meta Pixel/CAPI) may be considered “sharing” for targeted advertising under some laws.
If you want to limit this:
- Manage cookies in your browser (block/delete cookies)
- Use Meta’s Ad Preferences
- Contact us at ineagency@gmail.com with the subject line: Do Not Sell or Share
We will respond based on what is required and available under applicable law.
12) Children’s privacy
Our Site and services are intended for a general audience aged 18+. We do not knowingly collect personal information from children. If you believe a child has provided us personal information, please contact us and we will take reasonable steps to delete it.
13) International visitors and transfers
We are based in the United States (New Jersey). If you access the Site from outside the U.S., your information may be processed in the U.S. or other locations where our service providers operate. Data protection laws may differ from those in your location.
14) Changes to this Privacy Policy
We may update this Privacy Policy from time to time. When we do, we will update the Effective Date at the top of this page. If changes are significant, we may provide additional notice on the Site.
15) Contact us
If you have questions or requests about this Privacy Policy, contact us:
I & E Insurance Agency & Financial Services
2900 NJ-88, Point Pleasant, NJ 08742
Email: ineagency@gmail.com
Phone: (732) 295-5584