Proudly Serving Freehold and Freehold Boro
By having homeowners insurance, you can financially protect yourself if there’s an accident. Contact our agency today to learn more about homeowners insurance or to get a no-obligation quote.
What Is Homeowners Insurance?
Home insurance is a package policy, which means that it covers damage to your property after a covered loss and your liability or legal responsibility for any injuries and property damage you or members of your family cause to other people. There are usually additional coverages or endorsements, also called riders, that you can add to the standard coverages provided by home insurance to ensure adequate protection.
Do you own or rent a condominimum? Look here!
CONDO INSURANCE – IS IT NEEDED? WHY YOU SHOULD GET IT.
A condo policy protects things such as your cabinets, fixtures and possessions. It also provides protection against any liability claims brought against you. We definitely recommend you have it to protect your property and to cover any liability that may occur in your home. Give us a call and we can tell you why.
Property Coverage (personal property) will cover the costs of any of your possessions in your condo if they were damaged or destroyed either during a fire, leaky roof, etc.
Liability Coverage (personal liability) provides coverage for damages if someone else is injured on your property.
Personal Injury Coverage is optional and if added on to the policy, this coverage will cover any legal costs for libel or slander claims against you.
Loss of Use Coverage is usually included, loss of use covers cost of living (hotel stays, ordering food from restaurants, etc.) if you were to be displaced due to home damage.
Our Agency is independently Family owned and operated. We assist customers from all of New Jersey from North Jersey all the way to Cape May, especially in Brielle. Our owners (2) have over 80+ years combined experience. As a Trusted Choice® Agent www.trustedchoice.com and member of Professional Insurance Agents of America www.pia.org we provide a full range of Insurance, Annuities and Retirement products for Business, Personal and Commercial clients alike. Our affiliations provide the strength and power of a larger organization, but with personalized- one to one attention you’d expect from local neighborhood locations.
If you have any questions or would like to set up an appointment call 732-295-5584 or email us at ineagency@gmail.com
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