Who Should Carry Builders Risk Insurance?

Who Should Carry Builders Risk Insurance?

Builders risk is an insurance specialized for dangers that specific industries face. This insurance covers property under construction against incidents with fire, lightning, hail, theft, vandalism and other dangers. Property possibly covered beneath a builders risk...
Commercial Auto Insurance

Commercial Auto Insurance

What businesses need Commercial Auto Insurance? Any business that owns and uses commercial vehicles needs commercial auto insurance. Whether you own one commercial vehicle or a fleet, coverage is essential. Note that this kind of insurance does not cover vehicles used...
Cyber Liability and Data Breach Protection

Cyber Liability and Data Breach Protection

This is why an increasing number of companies are seeking cyber liability insurance. Look at your insurance policies to ensure they provide protection from current risks. What Is a Data Breach? Cyber liability insurance, sometimes called data breach insurance,...
Life Insurance: The Basics

Life Insurance: The Basics

Permanent Life, Term Life, and other Types of Life Insurance A variety of life insurance plans are available for you to choose from. Some of the most notable types and terms include: Permanent Life: Remains effective until the policyholder dies, surrenders the policy,...
Life Insurance: The Basics

Life Insurance: Frequently Asked Questions

What is life insurance? Life insurance is a contract between an insurer and a policyholder in which the insurer gives the policyholder a certain quantity of money to an assigned beneficiary upon the death of the insured person. While the policyholder is alive, they...
Moving? Here’s what to do with your Homeowner’s Insurance.

Moving? Here’s what to do with your Homeowner’s Insurance.

Step 1: Get a new homeowner’s insurance policy To prevent any lapses of not having homeowner’s insurance coverage, it is highly recommended to have your new policy in motion before you cancel your old policy. In order to find the best coverage for your property, your...
Life Insurance: The Basics

Medicare Supplemental Insurance

What Additional Coverage does Medigap Provide? A Medigap policy generally provides coverage to cover any gaps among Medicare Part A and Medicare Part B Plans. Some additional coverage provided includes: Coinsurance Deductibles Copayments Healthcare outside the U.S....

Hurricane Preparedness

  Hurricanes are dangerous. They often create damage from flooding, storm surges, and high winds. In the event that a hurricane is heading to your area, it is important to prepare in advance and create a safety plan for you and your family. Take these steps...

Watercraft Coverage Benefits

  Before you go on any adventures on this water this Summer, make sure that you have proper coverage. Check out these 4 benefits of watercraft and boat insurance: Coverage for Bodily Injuries In the event that a boating accident occurs, insurance can help relieve...

Classic Car Insurance

Your unique collectible also needs unique coverage — so classic car insurance is essential. This kind of coverage takes into account the differences between a classic and standard vehicle, and is often offered at a lower premium than standard coverage. With classic...

Benefits of Flood Insurance

Floods are common and serious threats to homes in coastal areas such as the Jersey Shore. Damage to property and personal belongings is stressful enough — Make sure that you have proper flood insurance to avoid additional financial worry. Benefits of flood insurance...