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Hurricane Preparedness

  Hurricanes are dangerous. They often create damage from flooding, storm surges, and high winds. In the event that a hurricane is heading to your area, it is important to prepare in advance and create a safety plan for you and your family. Take these steps...

When To Upgrade Your Commercial Auto Insurance

Updating a commercial auto insurance plan is not usually the top concern of a business owner or manager. The bill comes in, it’s paid, and then everyone moves on. But in reality, a policy has to be an ever-changing thing, simply because nothing stays still in life....
Life Insurance: Frequently Asked Questions

Life Insurance: Frequently Asked Questions

What is life insurance? Life insurance is a contract between an insurer and a policyholder in which the insurer gives the policyholder a certain quantity of money to an assigned beneficiary upon the death of the insured person. While the policyholder is alive, they...
Why Your Child Should Have a Life Insurance Policy

Why Your Child Should Have a Life Insurance Policy

Having a child means you go over and beyond to protect them. Whether they lose a tooth or they are having difficulty in college, as a parent, you will always be there for them. So, when it comes to preparing for their future, why not purchase their life insurance at a...
Life Insurance: Frequently Asked Questions

Life Insurance: The Basics

Permanent Life, Term Life, and other Types of Life Insurance A variety of life insurance plans are available for you to choose from. Some of the most notable types and terms include: Permanent Life: Remains effective until the policyholder dies, surrenders the policy,...
Life Insurance: Frequently Asked Questions

Medicare Supplemental Insurance

What Additional Coverage does Medigap Provide? A Medigap policy generally provides coverage to cover any gaps among Medicare Part A and Medicare Part B Plans. Some additional coverage provided includes: Coinsurance Deductibles Copayments Healthcare outside the U.S....
4 Ways Your Company Can Reduce Workers Compensation Claims

4 Ways Your Company Can Reduce Workers Compensation Claims

Business owners face a variety of costs that impact how successful their business is financially. From payroll cost to the cost of maintaining inventories, it’s important for business owners to steadily look for measures they can take to reduce the cost of operations....

How to Protect Your Home From Flooding: 9 Tips to Follow

When the time comes to buy a home, you’ll likely look at every aspect of your new neighborhood, the home itself, and any climate hazards that might be common in the area. If you’re house hunting in a location where there’s a high risk of flooding, it’s likely you’ll...
Life Insurance: Frequently Asked Questions

Medicare Supplemental Plans

Here’s some of the key features and differences of each Medigap Plan: Plan A Medigap Part A 100% covers the following: Part A coinsurance and hospice Hospital costs Part B Copays/coinsurance First 3 pints of blood Plan B Part B provides 100% coverage for: Part A...
Cyber Liability and Data Breach Protection

Cyber Liability and Data Breach Protection

This is why an increasing number of companies are seeking cyber liability insurance. Look at your insurance policies to ensure they provide protection from current risks. What Is a Data Breach? Cyber liability insurance, sometimes called data breach insurance,...
Commercial Auto Insurance

Commercial Auto Insurance

What businesses need Commercial Auto Insurance? Any business that owns and uses commercial vehicles needs commercial auto insurance. Whether you own one commercial vehicle or a fleet, coverage is essential. Note that this kind of insurance does not cover vehicles used...