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Life Insurance: The Basics

Life Insurance: The Basics

Permanent Life, Term Life, and other Types of Life Insurance A variety of life insurance plans are available for you to choose from. Some of the most notable types and terms include: Permanent Life: Remains effective until the policyholder dies, surrenders the policy,...
Life Insurance: The Basics

Medicare Supplemental Insurance

What Additional Coverage does Medigap Provide? A Medigap policy generally provides coverage to cover any gaps among Medicare Part A and Medicare Part B Plans. Some additional coverage provided includes: Coinsurance Deductibles Copayments Healthcare outside the U.S....
Workers’ Compensation Insurance

Workers’ Compensation Insurance

The health and wellness of employees should be a top priority for all organizations. Still, even businesses that implement proper precautions and maintain a safe workplace may not always be able to prevent work-related illnesses and injuries completely. In the...
4 Ways Your Company Can Reduce Workers Compensation Claims

4 Ways Your Company Can Reduce Workers Compensation Claims

Business owners face a variety of costs that impact how successful their business is financially. From payroll cost to the cost of maintaining inventories, it’s important for business owners to steadily look for measures they can take to reduce the cost of...
How to Protect Your Home From Flooding: 9 Tips to Follow

How to Protect Your Home From Flooding: 9 Tips to Follow

When the time comes to buy a home, you’ll likely look at every aspect of your new neighborhood, the home itself, and any climate hazards that might be common in the area. If you’re house hunting in a location where there’s a high risk of flooding,...

Retirement Savings Options

n Individual Retirement Arrangements (IRA Plans) n IRA plans are one of the most commonly used savings options. They are individually established. IRAs give you significant tax breaks as you save money for your retirement. There are Traditional and Roth IRAs: n n n...

Watercraft Coverage Benefits

n Before you go on any adventures on this water this Summer, make sure that you have proper coverage. Check out these 4 benefits of watercraft and boat insurance: n n n Coverage for Bodily Injuries n n n In the event that a boating accident occurs, insurance can help...

Hurricane Preparedness

n Hurricanes are dangerous. They often create damage from flooding, storm surges, and high winds. In the event that a hurricane is heading to your area, it is important to prepare in advance and create a safety plan for you and your family. Take these steps before,...

When To Upgrade Your Commercial Auto Insurance

Updating a commercial auto insurance plan is not usually the top concern of a business owner or manager. The bill comes in, it’s paid, and then everyone moves on. But in reality, a policy has to be an ever-changing thing, simply because nothing stays still in...

Benefits of Flood Insurance

Floods are common and serious threats to homes in coastal areas such as the Jersey Shore. Damage to property and personal belongings is stressful enough — Make sure that you have proper flood insurance to avoid additional financial worry. n Benefits of flood...

Classic Car Insurance

n Your unique collectible also needs unique coverage — so classic car insurance is essential. This kind of coverage takes into account the differences between a classic and standard vehicle, and is often offered at a lower premium than standard coverage. With...