Proudly Serving Asbury Park NJ.

Maybe you recently received a letter that your homeowners insurance is no longer writing in your area?  Maybe your premium went up and you want to shop around for coverage at a competitive price?

Any agency or static website can get you an Asbury Park NJ Insurance Quote, but we can proudly say– you’ve come to the right place!  Let’s be frank, any agency can get YOU a policy. 

Sure price is important, but whether it’s cheap or overpriced, more than anything else when you need help- your agent better be there and the company should take care of your loss!

An Experienced Agent can make all the difference.

We all know that money is important and  that the proper protection should be your first concern.  So you may say what value does a cheap policy bring if it doesn’t do what it’s supposed to? —  Allow us to get you the right coverage at a fair price. We work for you and are not tied to those big Boxed conglomerates.  We have access to many different companies which allows us to offer you the right coverage for the right price.

Some recognitions we’ve received:

Due to being able to provide help and security to our clients needs we have received the following:

• I & E Insurance Agency was named “One of the Top 3 Insurance Agencies of Ocean County NJ” by the Asbury Park Press 8 times of the last 10 years (2022-2012).
• Our Agents were named some of NJ’s Best by NJ Monthly Magazine/Five Star Professionals  for Home/Auto for the Sixth time for  2024 of the last 10 years. Call us for personal attention and hands on service. Call 732-295-5584.

Please review the fine print in your policy. Many of the familiar insurance companies seen on radio and TV are not available to insure most properties in New Jersey.  This includes near the beaches, lakes, or waterways.

Also, any of those that are available come with sky high deductibles, putting you out of pocket anywhere from 1% to 5%, before they pay out.

What does this mean?

For example:  a $500,000 home with a 5% wind/hurricane deductible means that you pay $25,000 out of pocket before the insurance company lifts a finger. As Coastal Specialists, we have insurance carriers that are insuring homes for properties that many companies exclude.

So with that information, it doesn’t matter whether your waterfront dream home is a small cottage in Belmar or a multimillion dollar estate in Rumson, we can get the right insurance policy for you and your family.

Also, in many cases, we can bundle insurance needs such as home, boat, flood, primary, and vacation coverage altogether.

Furthermore, I & E Insurance Agency is an independent, family owned and operated Agency, serving all of NJ since 2002.  Many of our customer have multiple homes, vehicles, boats and business polices. They come to us to save them time and money.  Combined, our two Principals have over 80⁺ years experience.

As a member of Trusted Choice®  www.trustedchoice.com and Professional Insurance Agents of America www.pia.org , we provide a full range of Insurance for Business, Personal and Commercial clients.

If you have any questions or would like to set up an appointment with us call 732-295-5584
or email us at  ineagency@gmail.com 

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