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(732) 295-5584

Ocean City, NJ

Ocean City Homeowner and Flood Insurance. What You Need To Know.

Homeowners insurance can protect your home and your belongings from a sudden disaster. It can help cover the costs of repairs or rebuilding your home, replacing your belongings.  The different types of coverages that your Homeowners Insurance will cover are your dwelling, personal propertyl property coverage, loss of use coverage which will put you somewhere temporarily and pay for some expense while your home is being rebuild due to it being uninhabitable, and lastly it will give you liability coverage which financially protects you and your household against claims of bodily injury or property damage.
Flood Insurance through the National Flood Insurance Program (NFIP) can be a complicated process with many details that can effect the cost. Don’t be fooled by those online robotic quotes that promise cheap price for full coverage- those cheap quotes will become very expensive when disaster strikes. It’s too late then…you need professional advice at the best possible price. We don’t want you paying any more than you have to but we want you covered correctly. Allow us to Help You!

Our office has been Voted as one of the Top 3 Best Insurance Agencies of Ocean County NJ 8 times since 2011-2023 by the Asbury Park Press in its Annual Readers Poll and our Agents have been voted for the 6th time in the Top 1% of all NJ Agents for Home/Auto in the NJ Monthly Magazine/Five Star Professionals Annual poll 2024-2011.

I & E Insurance Agency is an independent family owned and operated firm not captive to any ONE Insurance company thus, we are free to find the best coverage for our clients year after year. Our two owners have over 80+ years combined experience providing you the advice and professionalism needed in today’s complicated push button internet world where everyone seems to be treated like just another number. Next time, give us a call. 732-295-5584

As a Trusted Choice® Agency- www.trustedchoice.com and member of the Professional Insurance Agents of America- www.pia.org  we provide a full line of Insurance and Retirement Planning products for Business, Personal and Commercial clients.

We serve all NJ and PA as many of our clients have their second homes with us at the Jersey Shore, but were able to help them with their homes, autos, Life Insurance and businesses from Cape May to Vernon Valley and In PA from Pittsburgh to Philly.Call us next time.

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email us at ineagency@gmail.com or call 732-295-5584