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(732) 295-5584

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Explore all the options available to you.

Auto Insurance

Let us assist you in selecting the best coverage.

Life & Health Insurance

We get you the right coverage for the right price.

Business Insurance

Get free quotes and dedicated personal service.

Watercraft Insurance

Let our agents customize a plan for you today.

Retirement Planning Insurance

Get affordable coverage that meets all your needs.

I & E Insurance Agency

Our owners have over 80+ years combined experience

Our dedicated staff of insurance professionals have been earning the trust of the local community. As an independent agency, we offer a choice of insurance companies to meet your needs. Whether it be home, auto, life or business insurance our company can offer the protection that you need for the price that you can afford.

Shopping for insurance can be difficult and confusing. We get that. That’s why we pledge to do everything we can to make your experience pleasant and trouble free. We strive to serve every customer with the respect and integrity that they deserve.

Allow us the opportunity to compete for your business. Call (732) 295-5584 Today!

ABOUT US

Award Winning New Jersey Home Insurance Agency, servicing all of New Jersey from High Point to Cape May, and all surrounding areas.

 

The Asbury Park Press has named I & E Agency as “One of the Top 3 Best Insurance Agencies of Ocean County NJ,” for the 8th time in the last 10 years. And our owners have been ranked in the Top 1% of ALL NJ Insurance Agents according to the “Annual NJ Monthly Magazine Best Of NJ,” sponsored by NJ Monthly Magazine/ Five Star Professionals for the 7th time.

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Reviews

WHAT OUR CUSTOMERS SAY

Great service always try to find best possible insurance with rate. I can say best office to use your insurance need.

– Vikraim P.

WHAT OUR CUSTOMERS SAY

Not living in NJ but having a NJ condo has presented some insurance challenges in the past. Ernie and Ida have do a fabulous job handling all my questions and providing me with complete and competitive insurance. Ernie and i have even traded emails past midnight to answer my insurance questions. They are a very good company that “care” about their clients!!!

– Kerry T.

WHAT OUR CUSTOMERS SAY

Ernest was fantastic helping us get new insurance. Thru the process Ernest always answered and answered all questions. No matter when I called him or emailed him he always got back to us asap. Great company.

– Diane K.

WHAT OUR CUSTOMERS SAY

Ernie from I & E provided every step of the way; hard work; enormous expertise; patience; extremely great home owner insurance rates; timely; responsive and very professional. Could not have asked for better. Highly recommend Ernie and I & E.

– Leslie D.

WHAT OUR CUSTOMERS SAY

Ernie from I & E provided every step of the way; hard work; enormous expertise; patience; extremely great home owner insurance rates; timely; responsive and very professional. Could not have asked for better. Highly recommend Ernie and I & E.

– Leslie D.

WHAT OUR CUSTOMERS SAY

Ernie has been fantastic to work with since our initial contact to now renewal. He handles everything and you never have to worry. He is extremely knowledgeable and honest.

– Elizabeth B.

WHAT OUR CUSTOMERS SAY

I contacted Ernest (I&E insurance Agency) when there was a issue with my other insurance company. It was on the weekend and Ernest assured Me that I would be covered ASAP. Ernest took that weight off my shoulders And if you ever needed him no matter what time of day Or weekend he was there to assist you via phone or Email. 5 Stars is not enough to give company, they go above board!

– S. Schellinger

WHAT OUR CUSTOMERS SAY

I’ve been dealing with I & E for a number of years now and have had nothing but great service. Any issue was handled quickly and efficiently. I highly recommend I & E.

– Stella S.

WHAT OUR CUSTOMERS SAY

Great Service , took the time to help me and explain the different coverages available for my home and business, my prior agent didn’t do that, I give the agency 2 thumbs up!

– Jack E.

WHAT OUR CUSTOMERS SAY

Boy did I luck out when I stumbled upon Ernie… I was floundering about looking for insurance… I had very little knowledge about types of insurance and the insurance game… I have had other agents however, no one took the time to explain step by step the ins and outs of the different types of coverage I needed…

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I & E Insurance Agency – Your New Jersey Insurance Questions Answered

Clear answers from an independent insurance agency serving homeowners, drivers, families and businesses across New Jersey.

What types of insurance does the I & E Insurance Agency offer in New Jersey?

We are a fully independent insurance agency serving all of New Jersey. I & E Insurance Agency offers homeowners, auto, life & health, business, flood, watercraft, and retirement planning solutions. Our advisors compare multiple top-rated insurance companies to help you find the right coverage at a price that fits your budget.

Why should I choose an independent insurance agency instead of buying directly online?

As an independent insurance agency in Point Pleasant, NJ, we work for you, not for one insurance company. That means we can shop multiple carriers, explain the differences in coverage, and adjust your policies as your life or business changes. You get one local team, more choices, and personal guidance, instead of a one-size-fits-all online quote.

Do you only serve Ocean County, or all of New Jersey?

Although the I & E Insurance Agency is located in Point Pleasant, NJ, we proudly serve clients across the entire state—from High Point to Cape May and all surrounding areas. Whether you live in Ocean County, Monmouth County, Burlington County, or anywhere else in New Jersey, we can review your coverage and provide quotes by phone, email, or online.

How experienced is the I & E Insurance Agency?

Our owners have over 80 years of combined insurance experience, and our agency has been consistently recognized for excellence. The Asbury Park Press has named I & E Insurance Agency as one of the Top 3 Best Insurance Agencies in Ocean County multiple times, and our owners have been ranked in the Top 1% of all NJ Insurance Agents by the NJ Monthly Magazine / Five Star Professionals program.

 

Can you review my current insurance policies and try to save me money?

Yes. If you are currently insured, we can review your existing home, auto, life, business, or flood insurance policies and check for gaps, overlaps, or potential savings. As an independent agency, we can compare your current coverage with multiple companies to see if we can improve your protection or reduce your costs—without sacrificing important benefits.

How does the quote process work if I need new insurance?

Getting started is simple. You can call us at (732) 295-5584, submit the contact form on our website, or click the “Need New Insurance?” button. One of our licensed advisors will ask a few questions about your home, vehicles, business, or family needs and then shop several top-rated carriers. We’ll present clear options and help you choose the coverage that fits your goals and budget.

Which insurance companies do you work with?

I & E Insurance Agency works with a wide network of respected insurance carriers, including names such as Liberty Mutual, Allstate, Transamerica, Zurich, American Equity, Appalachian Underwriters and many others. Because we are independent, we are not limited to just one company, allowing us to match you with the carrier that best fits your coverage needs and price.

Do you offer retirement planning, annuities, and life insurance in addition to home and auto?

Yes. In addition to property and casualty coverage, I & E Insurance Agency & Financial Services provides retirement planning, life insurance, and annuity solutions. We can help you protect your family’s income, plan for long-term financial security, and coordinate your insurance with your overall retirement strategy. Our advisors can work alongside your tax or financial professionals so you can make confident decisions.